Mastering Your Homeowners Insurance for Savings and Peace of Mind

Mastering Your Homeowners Insurance for Savings and Peace of Mind

As part of our New Year Resolution series, let’s focus on a resolution you can actually keep—understanding your homeowners insurance. With rising premiums and shifting discounts, now is the perfect time to ensure you’re getting the best value while protecting your home. From uncovering what’s truly covered to navigating the post-storm premium hikes, this guide will help you take control of your policy, save money, and start the year with peace of mind.

Fed Rate Cuts Are Here—But Why Aren’t Mortgage Rates Dropping?​

Fed Rate Cuts Are Here—But Why Aren’t Mortgage Rates Dropping?​

The Fed also updated its economic outlook, and the takeaway is that we might see stronger growth and lower unemployment in 2025—but also slightly higher inflation. Because of that, they’ve scaled back their rate cut predictions for next year from four cuts to just two. Of course, if unemployment starts to climb, they’ve hinted they’ll act faster to adjust.