Essential Lease Prohibitions Every Texas Landlord Should Know

Essential Lease Prohibitions Every Texas Landlord Should Know

The Texas Association of Realtors (TAR) Standard Lease includes specific prohibitions that help protect both the tenant and landlord while ensuring the property is maintained properly and legally. These clauses are commonly found in most residential leases across Texas, and they are particularly important for ensuring that tenants use the property responsibly.

How Lenders Use Appraisals and When an Appraisal Can Change—Impacting a Transaction

How Lenders Use Appraisals and When an Appraisal Can Change—Impacting a Transaction

Home appraisals play a crucial role in real estate transactions, particularly for lenders who rely on them to assess the fair market value of a property before issuing a mortgage. While appraisals are meant to provide a neutral, data-driven valuation, they are not always final. In some cases, an appraisal can be revised mid-process, unexpectedly lowered, or even completely overturned—jeopardizing a transaction and forcing buyers, sellers, and agents to rethink their plans.

Mastering Your Homeowners Insurance for Savings and Peace of Mind

Mastering Your Homeowners Insurance for Savings and Peace of Mind

As part of our New Year Resolution series, let’s focus on a resolution you can actually keep—understanding your homeowners insurance. With rising premiums and shifting discounts, now is the perfect time to ensure you’re getting the best value while protecting your home. From uncovering what’s truly covered to navigating the post-storm premium hikes, this guide will help you take control of your policy, save money, and start the year with peace of mind.