From filing or updating your homestead exemption to checking for additional tax breaks, this guide will help you take control and start the year on the right foot.

As part of our New Year Resolution series, let’s focus on a resolution you can actually keep—understanding your homeowners insurance. With rising premiums and shifting discounts, now is the perfect time to ensure you’re getting the best value while protecting your home. From uncovering what’s truly covered to navigating the post-storm premium hikes, this guide will help you take control of your policy, save money, and start the year with peace of mind.

Great news for Austin’s housing market! Compared to December 2023, homes sold are up 8%, and total sales volume increased by a whopping 16%! Sellers are getting smarter with pricing, as close-to-list price ratios are improving. While days on market are slightly higher, inventory is more balanced, creating opportunities for both buyers and sellers.

The Fed also updated its economic outlook, and the takeaway is that we might see stronger growth and lower unemployment in 2025—but also slightly higher inflation. Because of that, they’ve scaled back their rate cut predictions for next year from four cuts to just two. Of course, if unemployment starts to climb, they’ve hinted they’ll act faster to adjust.

When it comes to selling your home, making the right improvements can significantly enhance its resale value. However, not all upgrades provide a return on investment (ROI), and some might even work against you. Knowing which improvements to focus on—and which to avoid—is key to maximizing your profit.