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Market Perspectives Blog Post / Landlord Resource Center

Vital Insurance Coverage for Landlords

Other Market Perspectives Posts

The Importance of Home Warranties: Why Texas Builders Should Offer Them

Homebuyers seek warranties to ensure protection against construction defects, providing peace of mind and financial security. Warranties become essential in the home buying process as they cover potential issues with workmanship, materials, and major structural components. These warranties also serve as a competitive advantage for builders, setting a standard in the industry.

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What should Buyers do in light of persistent high interest rates?

At the end of the day, it appears unlikely that interest rates will see drastic changes this year, and it is even less probable that they will return to the historically low levels experienced during the pandemic. According to insights from the Mortgage Bankers Association, while a gradual decline in mortgage rates is anticipated, a new normal around 5% could be expected, marking a shift in what homebuyers might consider a favorable rate moving forward. Understanding these aspects can help buyers make informed decisions in a real estate market characterized by relatively elevated mortgage rates.

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Is this the end of elevated interest rates?

At the end of the day, it appears unlikely that interest rates will see drastic changes this year, and it is even less probable that they will return to the historically low levels experienced during the pandemic. For buyers, the projected environment of relatively stable but not drastically reduced interest rates means adjusting expectations and planning accordingly.

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