Making an offer on a home involves much more than just the purchase price. This tool helps you understand the complete financial picture of your offer and compare different scenarios side-by-side.
When you're competing for a home, the numbers can get confusing fast. Should you offer more money or ask for seller credits? How does a higher option fee affect your position? What's the real difference between these two offers?
This calculator cuts through the complexity to show you exactly what each scenario means—for both you and the seller.
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This tool is for Adam Timothy Group clients and partners.
If you are working with us, please contact us directly to request access.
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If you are working with us, be sure to confirm these numbers with a member of the Adam Timothy Group team.
© 2025 Adam Timothy Group | Realty Austin / Compass | Austin, Texas
This tool is proprietary software owned by AT Real Estate Group LLC d/b/a Adam Timothy Group. All rights reserved. Unauthorized reproduction, distribution, modification, or use of this software, in whole or in part, is strictly prohibited without prior written consent. This tool is provided exclusively for use by Adam Timothy Group clients and authorized partners. Any unauthorized access, copying, reverse engineering, or commercial exploitation may result in civil and criminal penalties under applicable intellectual property laws.
⚠️ Browser Storage Only: This saves to your browser's local storage, not to your Google account. You can only access saved analyses from this same browser on this device. Clearing browser data will delete saved analyses.
⚠️ Browser Storage Only: These saves are stored in this browser only and are not linked to your Google account.
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This will open your email client with a summary of your offer analysis.
This tool helps you analyze and compare different offer scenarios when purchasing a home.
Start by entering the property information at the top. The CMA range helps evaluate if your offer is competitive. Title cost is auto-estimated based on purchase price.
Enter your offer details including price, earnest money, option fee, and option period. Click "Add Scenario" to compare multiple offers side-by-side.
Enter either a dollar amount or percentage—the other will auto-calculate. Typical earnest money in Austin is 1-2% of the offer price.
Enter the number of days for your option period. The tool calculates the end date automatically (today is Day 0).
Expand this section to specify who pays for title policy and survey, home warranty, repairs, financing type, and personal property.
Click the "Estimate Monthly Payment" button on each offer card to calculate estimated monthly payments including principal, interest, taxes, insurance, and HOA for that specific offer.
Your work auto-saves to this browser. Use Save to name and store analyses (browser storage only - not linked to your Google login). Export PDF to download, or Email to ATG to send to your agent.
Note: Net to Seller excludes mortgage payoff, commissions, and other seller costs. Title cost is an estimate only. Always confirm numbers with a member of the Adam Timothy Group team.
Estimate your monthly mortgage payment. This is a rough estimate only.
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