Making an offer on a home involves much more than just the purchase price. This tool helps you understand the complete financial picture of your offer and compare different scenarios side-by-side.
When you're competing for a home, the numbers can get confusing fast. Should you offer more money or ask for seller credits? How does a higher option fee affect your position? What's the real difference between these two offers?
This calculator cuts through the complexity to show you exactly what each scenario means—for both you and the seller.
Sign in with any Google account to get started
— or —
This tool is for Adam Timothy Group clients and partners.
If you are working with us, please contact us directly to request access.
Contact UsNeed help? Request property details from Adam Timothy Group
If you are working with us, be sure to confirm these numbers with a member of the Adam Timothy Group team.
© 2025 Adam Timothy Group | Realty Austin / Compass | Austin, Texas
This tool is proprietary software owned by AT Real Estate Group LLC d/b/a Adam Timothy Group. All rights reserved. Unauthorized reproduction, distribution, modification, or use of this software, in whole or in part, is strictly prohibited without prior written consent. This tool is provided exclusively for use by Adam Timothy Group clients and authorized partners. Any unauthorized access, copying, reverse engineering, or commercial exploitation may result in civil and criminal penalties under applicable intellectual property laws.
⚠️ Browser Storage Only: This saves to your browser's local storage, not to your Google account. You can only access saved analyses from this same browser on this device. Clearing browser data will delete saved analyses.
⚠️ Browser Storage Only: These saves are stored in this browser only and are not linked to your Google account.
No saved analyses found in this browser. Save your current work to access it later.
Please solve this simple math problem to confirm you're not a bot:
This will open your email client with a summary of your offer analysis.
This tool helps you analyze and compare different offer scenarios when purchasing a home.
Start by entering the property information at the top. The CMA range helps evaluate if your offer is competitive. Title cost is auto-estimated based on purchase price.
Enter your offer details including price, earnest money, option fee, and option period. Click "Add Scenario" to compare multiple offers side-by-side.
Enter either a dollar amount or percentage—the other will auto-calculate. Typical earnest money in Austin is 1-2% of the offer price.
Enter the number of days for your option period. The tool calculates the end date automatically (today is Day 0).
Expand this section to specify who pays for title policy and survey, home warranty, repairs, financing type, and personal property.
Click the "Estimate Monthly Payment" button on each offer card to calculate estimated monthly payments including principal, interest, taxes, insurance, and HOA for that specific offer.
Your work auto-saves to this browser. Use Save to name and store analyses (browser storage only - not linked to your Google login). Export PDF to download, or Email to ATG to send to your agent.
Note: Net to Seller excludes mortgage payoff, commissions, and other seller costs. Title cost is an estimate only. Always confirm numbers with a member of the Adam Timothy Group team.
Estimate your monthly mortgage payment. This is a rough estimate only.
Thanks for reaching out — we'll be in touch with you shortly.
We may use cookies and similar technologies to improve your browsing experience, analyze website traffic, and personalize content. By continuing to use this site, you consent to our use of cookies in accordance with our Privacy Policy. You can change your cookie preferences at any time in your browser settings.
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
These cookies are needed for adding comments on this website.
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Service URL: policies.google.com (opens in a new window)
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.
OptinMonster is a powerful lead generation tool that helps businesses convert visitors into subscribers and customers.
Service URL: optinmonster.com (opens in a new window)
You can find more information in our Privacy Policy.