DSCR Loans in 2026: How Austin Investors Qualify on Rental Income

Search Search Market Perspectives Blog Light Market Perspective DSCR Loans in 2026: How Austin Investors Qualify on Rental Income Market Perspective • Adam Timothy Group A DSCR loan — short for Debt Service Coverage Ratio — qualifies you on what the property earns, not on what your 1040 says you earn. If you’ve ever found […]
Investing in East Austin Real Estate: A 2026 Value-Add Playbook

East Austin remains one of the most compelling long-term investment markets in Texas — but the strategy that works best today is different than it was five years ago. The right move now is a value-add mindset, not simply buying anything in a hot ZIP code.
Whether you’re a buy-and-hold investor, a flipper, or a small developer, the opportunity in East Austin is still real. What’s changed is how you capture it. Turnkey product priced for perfection leaves little room to win. Properties where you can force value — through improvement, an added unit, or redevelopment — are where the durable returns live.
Before you list a rental, decide who you are renting to

Leasing Strategy Before You List a Rental, Decide Who You’re Renting To Market Perspective • Adam Timothy Group Most landlords approach a lease as a series of separate switches — furnished or not, six months or twelve, pets or no pets. The switches feel independent. They aren’t. Flip one thoughtfully and the rest fall into […]
Offensive Offers Are Back — And In Austin, The Threshold Has Moved

In a buyers market, higher inventory and more motivated sellers shift the point at which an offer is treated as offensive. An offer that would have drawn a flat no in a seller’s market — say, 10% under asking in Austin — is often taken seriously when listings are sitting and sellers are already cutting price. The “offensive” threshold does not disappear in a buyers market; it simply moves further below asking, which is where the opportunity for investors and strategic buyers opens up.
The 21st Century ROAD to Housing Act: What It Could Mean for Austin

Congress just passed the most significant housing legislation in more than three decades. For Austin and Texas homebuyers — long squeezed by tight supply and one of the highest rates of institutional investor activity in the nation — the 21st Century ROAD to Housing Act could reshape who gets to compete for a single-family home. Here’s what’s in the bill, where it stands, and what it could mean for the local market.
Stop Being Loyal to Your Insurance Company

The insurance industry has done a masterful job of selling bundling as an automatic win. And look — it can be. Bundling home and auto insurance saves an average of 15% annually, or just over $700. That sounds great on paper, and major carriers advertise savings in the hundreds to over a thousand dollars. The numbers look compelling.
Sell Your Home in Austin: What Really Happens After You Go Under Contract
When you sell your home in Austin, the hardest part isn’t the listing, the staging, or even the showings. It’s the 30-to-45-day stretch between accepting an offer and handing over the keys. The phone finally stops buzzing — and a different feeling sets in. Relief, yes. But also a quiet unease. Because being under contract in Texas isn’t the finish line. It’s a waiting room with a gold-trimmed door at the end, and your job is to keep your composure until it opens.
Listing Agreements Explained: What Austin Home Sellers Need to Know
Search Search Market Perspectives Blog Seller Resources Listing Agreements Explained: What Austin Home Sellers Need to Know Market Perspective • Adam Timothy Group Selling a home in Austin starts with a single document — the listing agreement. It tells your agent how to market your home, how long they have to sell it, and how […]
The Bedroom Question: Why Appraisers, Agents & Buyers Don’t Agree

A bedroom means one thing to an appraiser, another to an agent, and something else to a buyer. Here’s what each one really measures in Austin, TX
How to Run a Successful Short-Term Rental: Tools & Tips That Work Anywhere

A great short-term rental isn’t about luck or location alone — it’s about the systems behind it. We’ve operated STRs ourselves, and the difference between a property that runs you ragged and one that hums along quietly comes down to a handful of tools and one big decision about who manages it.

